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We beschikken over in de laatste crisis in 2008 gezien dat banken het mogen laten afweten. een overheid is toen met het deposito garantiestelsel gekomen: ieder bank kan zijn spaargeld tot €100.000,- beschermd. Echter wordt deze garantie gedragen via de zitbanken alleen, dus niet door een overheid. indien veel spaarders bij grote zitbanken op iden